Access Your
Planning Tools
The app hub for self-directed Total Wealth Planning™
Welcome to the Total Wealth Plans app hub.
This is where you can access the current suite of AI-powered planning tools developed by the Academy of Life Planning.
Each app is designed to help you think clearly, model decisions, and stay in control.
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No sales.
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No commission.
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No dependency.
Just structured decision systems you control.
We don’t just teach planning.
We give you the operating system to deliver it.
How to Use This Page
Each tool below has its own landing page.
Select the one you want to use, review the description, and follow the access instructions on that page.
Some tools are in active beta and may continue to evolve.
If you are registered, you can explore any currently available app.
Our Lifetime Cashflow Forecaster
Navigator™
Your lifetime cashflow engine — designed to turn life decisions into clear, structured financial pathways.
Use this tool to:
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define what really matters and translate it into a plan
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model your financial future with clarity and realism
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test scenarios and see the consequences before acting
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navigate trade-offs with confidence, not guesswork
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take control of decisions without handing over control
Core Planning Tools
Total Family Office
– Control Tower™
A higher-level oversight tool for people managing more complex financial lives, relationships, responsibilities, or moving parts.
Use this tool to:
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organise complex decisions
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bring visibility across your planning landscape
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coordinate multiple priorities in one place
Decision and Risk Tools
The Leveller™
A practical tool to help you understand contracts, offers, risks, and hidden power imbalances before you commit.
Use this tool to:
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spot red flags
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surface hidden costs
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understand the small print in plain English
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ask better questions before signing
The Leveller™ helps you understand agreements, identify potential risks, and ask better questions — before decisions are made or commitments are signed.
Goliathon™
A structuring tool for complex situations, difficult decisions, and evidence-heavy problems.
Use this tool to:
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organise facts clearly
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structure timelines and issues
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reduce overwhelm
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support grounded decision-making under pressure
Goliathon™ helps you build a structured, evidence-based view of your situation — turning complexity into clarity so you can take informed next steps.
Professional Pathway
Multi-Format Access Section
Available Across
Different Formats
Some tools may be available through different delivery formats, including:
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Claude projects
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Vercel web apps
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progressive web apps (PWA)
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mobile apps
Access is provided through the relevant landing page for each tool.
Support Section
Need Help Choosing the Right Tool?
Start with the tool that best fits the decision or situation in front of you.
If you are unsure where to begin, start with:
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Total Wealth Plan for broad life and financial planning
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The Leveller for contracts, offers, and risk review
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Goliathon for complex or overwhelming situations
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Become a Total Wealth Planner if you are a professional exploring this model
If complexity genuinely increases, optional human support is available separately.
This Isn’t Financial Advice. It’s Financial Agency.
Total Wealth Plans exists to help you engage with your financial life directly.
These tools are designed to support thinking, structure decisions, and reduce unnecessary dependency.
You stay in control.
Total Wealth Plans is a multi-app ecosystem developed by the Academy of Life Planning.
We provide educational financial planning services and structured decision-support tools. We do not provide regulated financial advice and are not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this website constitutes personalised investment, pension, tax, or legal advice. If regulated advice is required, you should seek it from an appropriately authorised professional.