From Financial Planning to Total Wealth Planning
This release is an important step for the Total Wealth Planning framework.
Earlier versions worked well in specific jurisdictions, but v5.5 moves the architecture to a universal model.
Instead of trying to document the rules of every country, the system now asks users to describe their local pension system, tax rules, and retirement accounts, then applies the planning framework to those inputs.
That means the Total Wealth Plan can now work anywhere in the world.
For planners, the interesting question is this:
If planning begins with human capital, life design, and decision architecture rather than investment products…
how much does the role of the planner change?
Curious to hear how others see this evolving.