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Pathfinders

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Why Spiritual Wellbeing Matters (And why it’s not about religion)

Money plans don’t fail because people are bad with numbers. They fail because life is complex — emotional, uncertain, and deeply human.

That’s why Planning My Life looks beyond budgets and products.

Real wellbeing includes:

  • Clarity about what actually matters to you

  • The ability to think clearly under pressure

  • A sense of meaning, not just momentum

  • Confidence in your own judgement


You don’t need to be religious. You don’t need to follow a philosophy.

But you do need space to reflect, reset, and make decisions that align with who you are — not just what the system expects.

PML is about becoming your own life planner. Calm. Capable. Grounded. One step at a time.


Read more.

Total Wealth Plan™ is a trading style of The Academy of Life Planning Limited, a company registered in England & Wales (Company No. 8016568).

We provide educational financial planning services and structured decision-support tools. We do not provide regulated financial advice and are not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this website constitutes personalised investment, pension, tax, or legal advice. If regulated advice is required, you should seek it from an appropriately authorised professional. Our services are governed by applicable UK consumer protection law, including the Consumer Protection from Unfair Trading Regulations 2008 and related legislation. Full details are set out in our Terms and Conditions.

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