Vanguard Cuts LifeStrategy Fees — And Why “Boring” Is Exactly What Most People Need

This is a good reminder that financial empowerment isn’t about being clever.
It’s about staying on the piste.
Lower fees and a new global LifeStrategy range from Vanguard reinforce something we teach at Planning My Life:
Start with boring, structurally trustworthy building blocks. Avoid exotic, opaque, “exclusive” investments. Treat clever with suspicion. Build your life system before trying to optimise returns.
Boring money. Brave life design.
That’s how you reduce stress, dependency, and exploitation risk over the long run.

